February 2026
v2.0.0 — Initial release
The Modulate Partner API v2 is now available. This release includes:- Merchants — List, search, and retrieve merchant profiles and status
- Pricing — Current IC+ pricing breakdowns and pricing change history
- Transactions — Card-level detail, daily aggregates, and NMI gateway transactions
- Statements — Statement metadata and PDF downloads
- Portfolio — Org-wide summary metrics
- Residuals — Monthly reports with per-merchant breakdowns, adjustments, withholds, trends, and top merchants
- Exports — Async CSV export for residual merchant data
- AI Insights — AI-generated portfolio analysis via the explain endpoint
- Authentication — API key auth with SHA-256 hashed storage
- Rate limiting — 120 req/min global, 5 req/min for AI endpoints
- Consistent envelope — Unified
data/meta/errorsresponse format across all endpoints